CFPB Deputy Director Zixta Martinez discusses changes at the ASC since she became Chair in 2022, including enhanced state oversight, landmark hearings on appraisal bias, and improved collaboration with The Appraisal Foundation to create a more equitable and accountable appraisal industry
Forgotten second mortgages may be coming back to haunt homeowners who haven’t received notices or account statements for years
Consumers are entitled to critical legal protections regardless of how products are labeled
Blog detailing challenges facing consumers in Texas, Alabama, and Louisiana
CFPB’s HMDA enforcement cases and research focus on ensuring financial institutions comply with HMDA and Regulation C’s requirement to report complete and accurate mortgage lending information
The CFPB approved a rule to address the current and future applications of complex algorithms and artificial intelligence used to estimate home values
On February 13, the Appraisal Subcommittee (ASC) held a public hearing on appraisal bias, including an examination of The Appraisal Foundation
The CFPB and FTC filed an amicus brief to help ensure that people can hold debt collectors accountable for unlawful fees
As interest rates increased in 2022, the number of refinance mortgage originations declined, with cash-out refinances becoming a larger share of all refinances
