As interest rates increased in 2022, the number of refinance mortgage originations declined, with cash-out refinances becoming a larger share of all refinances
A new analysis from CFPB researchers finds that the majority of mortgage borrowers in forbearance during COVID-19 have since become current on their loans
The foreclosure crisis was an important catalyst for the creation of the Consumer Financial Protection Bureau
A commonly used interest rate index officially ends on June 30, 2023
Mortgage servicers have direct communication with homeowners
Today, the CFPB is releasing our updated Mortgage Servicing Examination Procedures, providing transparency to stakeholders about how we do our work
This week, we filed a friend-of-the-court brief to protect borrowers’ rights under federal law to obtain vital information about their mortgage loans from servicers
The HAF program can assist homeowners with housing-related costs
There is help for homeowners financially affected by the COVID-19 pandemic
A review of our 2021 supervision activities revealed unfair acts and practices, and other violations, by mortgage servicers
