Archive for Equal Credit Opportunity Act

Jun
28

The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market

by gypsy

CFPB’s HMDA enforcement cases and research focus on ensuring financial institutions comply with HMDA and Regulation C’s requirement to report complete and accurate mortgage lending information

See the full post at consumerfinance.gov

0 Categories : CFPB, Enforcement, Equal Credit Opportunity Act, Fair lending, Home Mortgage Disclosure Act, Mortgage origination, Mortgages, Policy and compliance, Redlining, Supervision
Jun
26

The CFPB's 2023 fair lending annual report to congress

by gypsy

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023

See the full post at consumerfinance.gov

0 Categories : CFPB, Data, research, and reports, Discrimination, Equal Credit Opportunity Act, Fair lending, Home Mortgage Disclosure Act, Redlining, Regulation B, Regulation C
Jun
29

The CFPB's 2022 Fair Lending Annual Report to Congress

by gypsy

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2022

See the full post at consumerfinance.gov

0 Categories : CFPB, Data, research, and reports, Discrimination, Equal Credit Opportunity Act, Fair lending, HMDA, Regulation B, Regulation C, reports
Jun
20

Protegiendo a propietarios de tasaciones discriminatorias de viviendas

by gypsy

Hemos introducido una Declaración de Interés junto al Departamento de Justicia para proteger a compradores y propietarios de viviendas de tasaciones discriminatorias

See the full post at consumerfinance.gov

0 Categories : CFPB, Discrimination, Equal Credit Opportunity Act, Fair lending, Homebuying, Info for consumers, Mortgages
Apr
14

Protecting people from discriminatory targeting

by gypsy

This week, we filed a Statement of Interest to protect people from discriminatory targeting

See the full post at consumerfinance.gov

0 Categories : CFPB, Discrimination, Equal Credit Opportunity Act, Fair lending, Policy and compliance, Student loans
Jun
29

New report explores the impact of credit card line decreases on consumers

by gypsy

Access to credit plays a critical role in financial resiliency, especially during an economic downturn

See the full post at consumerfinance.gov

0 Categories : Access to credit, CFPB, Credit cards, Credit reports and scores, Data, research, and reports, Equal Credit Opportunity Act, Research
Jun
27

Identifying and addressing the financial needs of immigrants

by gypsy

The CFPB is working to identify and address the financial needs of immigrant consumers

See the full post at consumerfinance.gov

0 Categories : Access to credit, At the CFPB, Banking, CFPB, Discrimination, Enforcement, Equal Credit Opportunity Act, Everyone has a story, Fair lending, Financial education, Financial Institutions
Jun
17

Rethinking the approach to regulations

by gypsy

Markets work best when rules are simple, easy to understand, and easy to enforce

See the full post at consumerfinance.gov

0 Categories : CFPB, Credit CARD Act, Director's notebook, Equal Credit Opportunity Act, Fair Credit Reporting Act, Mortgages, Policy and compliance, Rulemaking
May
6

The CFPB’s 2021 Fair Lending Annual Report to Congress

by gypsy

This report describes our fair lending activities in enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2021

See the full post at consumerfinance.gov

0 Categories : At the CFPB, CFPB, Data, research, and reports, Discrimination, Equal Credit Opportunity Act, Fair lending, HMDA, Regulation B, Regulation C, reports
Mar
10

New effort focused on financial issues facing rural communities

by gypsy

The Consumer Financial Protection Bureau has launched a new initiative to focus on financial issues facing rural America

See the full post at consumerfinance.gov

0 Categories : At the CFPB, CFPB, Community banks, Discrimination, Equal Credit Opportunity Act, Everyone has a story, Financial service providers, Payday loans
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