In April, the nationwide credit reporting companies – Equifax, Experian, and TransUnion – took action to remove medical collections already paid, under $500 or less than a year old from consumer credit reports
If you are on active duty (including an activated reservist) or a member of the National Guard, you can sign up for free electronic credit monitoring from all three major credit reporting companies to ensure your credit report is accurate and up to date
The CFPB is seeking public input on the full scope and breadth of data brokers and their business practice, including the impact on consumers’ daily lives, and whether they are all playing by the same rules
The CFPB and the FTC want to hear about challenges you’ve faced because of rental background checks
We requested information from the largest credit card companies about why actual payment information has largely gone missing from the nationwide consumer reporting system
The distribution of credit score tiers shifted upward during the pandemic
The CFPB recently filed an amicus brief to ensure furnishers follow their obligation to investigate disputes that consumers submit to credit reporting companies
Access to credit plays a critical role in financial resiliency, especially during an economic downturn
Consumers’ Buy-Now-Pay-Later repayment data is starting to be furnished to the nationwide credit reporting companies
When you dispute credit information with your bank or other furnisher, you should get a clear and understandable response stating a result
