Archive for Mortgage origination – Page 2

This analysis investigates how characteristics of mortgages, borrowers, and lenders vary across AAPI subgroups, based on the 2020 Home Mortgage Disclosure Act (HMDA) data

See the full post at consumerfinance.gov

In this blog, we explain the data source and analytical approach, as well as key findings from the report ‘A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters’

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In 2020, the CFPB issued new rules to help ensure borrowers can afford the mortgages they take on

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Homeowners who are struggling to make mortgage payments because of a COVID-19 related hardship, or who got a mortgage forbearance that is coming to an end, should talk to their mortgage servicer or a HUD-approved housing counselor about options and next steps

See the full post at consumerfinance.gov

Your Loan Estimate and Closing Disclosure explain the specific costs and
terms of a mortgage loan that you have applied for – here’s what you should
know and how to read them

See the full post at consumerfinance.gov

La Estimación del Préstamo y la Declaración de Cierre le detallan los costos y términos específicos de cada préstamo al que usted haya aplicado

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Cerrar el trato de una vivienda puede ser intimidante, saber que esperar en el proceso, le ayudará a hacerlo más fácil

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The essential steps for closing on a new home

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