Archive for Home Mortgage Disclosure Act

CFPB’s HMDA enforcement cases and research focus on ensuring financial institutions comply with HMDA and Regulation C’s requirement to report complete and accurate mortgage lending information

See the full post at consumerfinance.gov

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023

See the full post at consumerfinance.gov

The United States District Court for the District of Columbia issued an order vacating the 2020 Home Mortgage Disclosure Act Final Rule as to the loan volume reporting threshold for closed-end mortgage loans

See the full post at consumerfinance.gov

Mortgage interest rates have been rising sharply in recent months, impacting mortgage borrowers and applicants

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In this blog, we explain the data source and analytical approach, as well as key findings from the report ‘A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters’

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The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities

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This report on the Bureau’s September 17th, 2018 Building a Bridge to Credit Visibility
Symposium summarizes the panel discussions that took place during the event,
and highlights the key themes that stood out from those conversations

See the full post at consumerfinance.gov

This report describes our fair lending activities in
supervision, enforcement, guidance and rulemaking, interagency coordination,
and outreach for calendar year 2018

See the full post at consumerfinance.gov

The Bureau’s annual Fair Lending Report to Congress highlights
2017 work to promote fair, equitable, and nondiscriminatory access to credit

See the full post at consumerfinance.gov