Archive for Data, research, and reports

Millions of consumers seek urgent medical care at non-profit hospitals that are required to provide financial assistance to patients in need

See the full post at consumerfinance.gov

Higher student loan interest rates could cost students over $3 billion in additional interest for loans taken out in this year alone

See the full post at consumerfinance.gov

Credit card delinquencies increased rapidly since 2021 and are higher than in 2019

See the full post at consumerfinance.gov

The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023

See the full post at consumerfinance.gov

From flights to rental cars to amusement park tickets, it can feel like there’s too much fine print and too many junk fees not included in the upfront price

See the full post at consumerfinance.gov

Housing costs are high and a lack of competition in pricing and high fees compound the affordability problem

See the full post at consumerfinance.gov

As interest rates increased in 2022, the number of refinance mortgage originations declined, with cash-out refinances becoming a larger share of all refinances

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New Mexicans submitted complaints about credit reporting, debt collection, and other products

See the full post at consumerfinance.gov

La gente de New Mexico nos envió quejas sobre informes de crédito, el cobro de deudas y otros productos

See the full post at consumerfinance.gov

Our research shows that people in Puerto Rico have lower financial well-being compared to people in the rest of the United States, and they struggle more to make ends meet and participate in mainstream financial services

See the full post at consumerfinance.gov